Group Critical Illness

WINFLEX Basic Group Critical Illness Insurance Summary (3 people or more)

*Only Winflex plan holders and their employees are eligible for Winflex’s Group Critical Illness Coverage.

Who is Eligible? All full-time employees working a minimum average of twenty-four (24) hours per week who have satisfied their Employers Waiting Period. The employee must be under the age of seventy (70) to be eligible for this insurance. The employee must also be a Canadian citizen or permanent resident of Canada, and currently residing in Canada.

Coverage: 29 illness, injury or sickness, payable after 30 day survival and subject to illness definitions and standard exclusions including 2 year pre-existing condition limitation.

Benefit Amounts: According to plan selected. Please call Winflex for details.

Non evidence Maximums: Benefits amounts are available on a non-medical basis up to the non-evidence limit based on the number of employees in the plan.


  • Heart Attack
  • Benign Brain Tumour
  • Life Threatening Cancer
  • Parkinson’s
  • Major Burns
  • Multiple Sclerosis
  • Paralysis
  • Major Organ Failure Requiring Transplant
  • Loss of Speech
  • Aplastic anemia
  • Dilated Cardiomyopathy
  • Heart Valve Replacement
  • Loss of limbs
  • Occupational HIV
  • ALS (Lou Gehrig’s Disease)*
  • Progressive Spinal Muscular atrophy*
  • Progressive Bulbar Palsy or Pseudo-Bulbar palsy*
  • Coronary Heart Bypass Surgery
  • Stroke
  • Coma
  • Alzheimer’s
  • Kidney Failure
  • Major Organ Transplant
  • Blindness
  • Deafness
  • Aortic Surgery
  • Bacterial Meningitis
  • Fulminant viral Hepatitis
  • Loss of Independent Existence
  • Muscular Dystrophy
  • Primary Pulmonary Hypertension
  • Primary Lateral Sclerosis*

Additional benefits and services included:

10% to a max of $25,000 for Coronary Angioplasty, Ductal carcinoma in Situ in the breast, Stage A (T1A or T1B) prostate cancer, Stage 1A malignant melanoma, Multiple event Coverage, Waiver of Premium