Winflex Complete

Who is Eligible?

The following protection package is available for any Winflex client (self-employed individual or business owner and their employees) under age 70.

No medicals or questionnaires required.


For approximately $1.50 per day you get the following full protection package to complement your Winflex HWT/PHSP tax advantage.

  1. $2 million out of country protection. This includes all countries in the world and up to a 60 day trip maximum (Multiple Trips).
  2. $250,000 of Catastrophic Coverage for any large healthcare cost due to illness or accident in excess of $1500 annually in your province of residence.
  3. $25,000 of tax free life insurance. This can be used to cover funeral expenses, pay taxes, or leave to your loved ones.
  4. $25,000 tax free accidental death coverage. Your life insurance benefit will double in the event of an accident causing death.
  5. $25,000 of a tax free lump sum payment 30 days after a diagnosis of any one of 25 critical illnesses, including cancer, heart, and stroke.
  • Alzheimer’s Disease
  • Aortic Surgery
  • Aplastic Anemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on wait list
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV
  • Paralysis
  • Parkinson’s Disease
  • Severe Burns
  • Stroke

Pricing Chart

Monthly Pricing Single Couple Family
Option 1
$25,000 Employee Coverage (Life, AD&D, CI)
$10,000 Spousal Coverage (Life, AD&D,CI)
50 75 85
Option 2
$25,000 Employee Coverage (Life, AD&D, CI)
50 60 70

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