Who is Eligible?
The following protection package is available for any Winflex client (self-employed individual or business owner and their employees) under age 70.
No medicals or questionnaires required.
Coverage:
For approximately $1.50 per day you get the following full protection package to complement your Winflex HWT/PHSP tax advantage.
- $2 million out of country protection. This includes all countries in the world and up to a 60 day trip maximum (Multiple Trips).
 - $250,000 of Catastrophic Coverage for any large healthcare cost due to illness or accident in excess of $1500 annually in your province of residence.
 - $25,000 of tax free life insurance. This can be used to cover funeral expenses, pay taxes, or leave to your loved ones.
 - $25,000 tax free accidental death coverage. Your life insurance benefit will double in the event of an accident causing death.
 - $25,000 of a tax free lump sum payment 30 days after a diagnosis of any one of 25 critical illnesses, including cancer, heart, and stroke.
 
- Alzheimer’s Disease
 - Aortic Surgery
 - Aplastic Anemia
 - Bacterial Meningitis
 - Benign Brain Tumour
 - Blindness
 - Cancer
 - Coma
 - Coronary Artery Bypass Surgery
 - Deafness
 - Heart Attack
 - Heart Valve Replacement
 - Kidney Failure
 
- Loss of Independent Existence
 - Loss of Limbs
 - Loss of Speech
 - Major Organ Failure on wait list
 - Major Organ Transplant
 - Motor Neuron Disease
 - Multiple Sclerosis
 - Occupational HIV
 - Paralysis
 - Parkinson’s Disease
 - Severe Burns
 - Stroke
 
Pricing Chart
| Monthly Pricing | Single | Couple | Family | 
|---|---|---|---|
| Option 1 $25,000 Employee Coverage (Life, AD&D, CI) $10,000 Spousal Coverage (Life, AD&D,CI)  | 
50 | 75 | 85 | 
| Option 2 $25,000 Employee Coverage (Life, AD&D, CI)  | 
50 | 60 | 70 |